Here is an article which i read about paypal security tips and how to protect the account. This article was collected by me and not written by me. I think it will be very useful for the other users so that they could be aware of something.
Prevention is always better than cure , so, first -
How to protect your PayPal account :
1.) The Password -
Choose a password which is different than the passwords you use for DP , for your email address or any other password.
A good option would be to visit this password generator & get a good long password like
5W2bPBV1ioM8r6%@lmkf , which is impossible to guess.
Do not store your password in a document on your PC , use Roboform or a Safe , so that even if your PC is hacked , the passwords cannot be stolen.
Do not use your keyboard to type in your password , use the On-Screen Keyboard available in Windows XP & above. This will nullify any keyloggers.
2.) Phishing Emails -
You may get many emails which look as though they have come from PayPal , but are not from PayPal. To differentiate between real & spoof emails , use Iconix , which is approved by PayPal.
Also, please forward all emails which are not approved by Iconix to spoof [at] paypal [dot] com to help PayPal security team to disable it.
3.) Protecting your PC
Use a combination of an Antivirus , an Antispyware & a Firewall to protect your PC from getting intruded.
You can get all fo these for free , & I would recommend -
Antivirus - Antivir Personal Edition - More about Antiviruses
AntiSpyware - Spyware Search & Destroy
Firewall - Zone Alarm Personal Firewall
Use a safe browser , like Firefox & update it regularly. The latest stable version is 2.0.0.7 .
4.) Use the PayPal security key
It’s a device that generates a temporary 6-digit security code every 30 seconds. Use it every time you log in for added security. It costs a one-time $5 fee , but it is really worth it.
Inspite of this , if your PayPal account does get hacked & the hacker uses the $ in your account to purchase different items, PayPal will help you get them back.
1.) Do not Panic - Even though you have lost a lot of money , do not panic, as there is a good chance that you will get all the money back , within 10 days.
2.) Block/Suspend your Credit Card - If you have a Credit Card associated with your PayPal account, block it , so that no further payments can be made.
3.) View the details of all transactions & get the emails of the people/companies the payments were made to. Using your PayPal email address , email each of them that your account was hacked & the payment made is unauthorised.
4.) Login to your PayPal account , change your password , change both Forgot password questions & their answers.
5.) Go to Resolution Center in your PayPal account , & report all the unauthorised transactions.
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