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PayStub is widely known as pay slip, salary slip and pay advice. Paystub is an official document which is paid to an employer by an employee for services rendered. From the past few decades, the conventional method of paying remuneration has been replaced by modern methods such as an electronic direct depositing approach. Through this method, employee’s bank account or payroll card is loaded with salary on a monthly basis and a paystub is sent to the employees to give them details about their total earnings. It also includes some information about Gross pay, taxes, deductions, net pay and so on and all this information is included as per the law of each country. Significance of Paystubs Sometimes, Paystub is directly attached to the paycheck. But, if the salary is directly paid into bank account, then it is either sent as a notice to the employee’s address or directly handed…

In mid-March, Facebook faced a major scandal concerning a security breach that allowed data firm Cambridge Analytica to access data from around 50 million of the social network’s users, without their permission. But it was way more than we thought, 87 million according to Facebook. Facebook Data Scandal This data was allegedly used to target American voters with political ads to enhance the efficiency of Donald Trump’s presidential election campaign. Psychographic profiles were drawn up thanks to information gleaned by app called “thisisyourdigitallife” created by Aleksandr Kogan, a Russian-American psychology professor at the University of Cambridge. This personality prediction app helped the company to collect information not only from Facebook users who took the test, but also from their friends. Facebook claims that Kogan told the company he was compiling data merely for academic purposes, while it now seems that Kogan had planned all along to hand his research over…

Having a business idea is one thing but having the money to fund it so that it becomes a reality is quite another. Thankfully, there are a number of different ways to get startup funding so that you can start your company on the right foot. Here are some of them. Startup Funding Your Savings If you have savings or perhaps you received a large redundancy payout, then this might be the best thing you can use for funding your new business. You won’t owe anything to anyone so you can begin your company without any debt which is a great position to be in if you can manage it. It also means that you don’t have to give away any equity at an early stage in the life of your business and this can make a big difference when you want to entice larger investment at a later date. Friends…

E-Commerce Guide Technology has played a vital role in getting us where we are today and has affected all aspects of life. Business is no different in this regard; the current literacy rate shows that almost 95 percent of the consumers are aware of the e-commerce and its perks, while 51% of Americans Shop online. Rather than wandering into markets and buying commodities, they prefer to buy accessories and necessities off the internet shelves with plastic money rather than using real money; which is safer. If you’re still doing business from a conventional brick and mortar store; then it’s time to upgrade and join the competition. Here is an easy guide for you to get your business online. Going Plastic: The first step to take is to start accepting plastic money, i.e. Credit/Debit cards. You can do this by opening a merchant account. A merchant account is a type of…

If you’ve been thinking about investing in property but are daunted by the prospect, our simple step-by-step guide will get you started on the right footing. First, it’s important to point out that although some people do make a quick return, investing in property shouldn’t be seen as a get-rich-quick scheme. Like any serious enterprise, you have to commit to a long-term strategy. Property Investment for Beginners Assess your Finances Knowing where you stand financially is a good place to start. Make a list of your assets, savings and income, and deduct your expenses to get an overview of how much money you have to invest. Hopefully you have some disposable cash, but having a steady income and a stable employment history is even more important when it comes to seeking a loan to invest in property. Make a Plan Before applying for finance, you need to work out some…

Debts can weigh you down and deny you the peace you need to live a happy life. People usually take loans with the intention of paying them off in full and on time but sometimes challenges arise that make it difficult for them to adhere to the conditions in their loan agreements. Failed businesses and poor investment decisions are some of the reasons people and business entities are not able to live debt-free. Become Debt Free Sometimes individuals and businesses borrow more than they need and this brings about challenges in paying amounts owed. They, therefore, end up with a lot of debts as a result of partial and late payments. If you find yourself in such a situation, here are a few tips that will help you become debt free as quickly as possible. 1. Identify and list all your debts. The first thing that you should do is…

Managing finances as a student is one of the hardest things around. This is because limited funds are pitted against diverse and pressing needs. There are books to be bought, accommodation to be paid for, and project materials to be acquired. There are food, clothing, and entertainment expenses as well. Manage Your Student Finances Students, therefore, have to manage their limited resources properly to ensure that they are comfortable throughout the entire school term. Failure to do so has seen many students get into a lot of debt even before they are done with their studies. To prevent this from happening, here are a few tips on how to manage your student finances. 1. Avoid Credit Considering that your revenue streams are limited, you should strive to avoid taking loans during your stay in campus. With your student loan awaiting repayment the minute you graduate, taking any loans when in…